Fisher Investments Review [Unbiased 2022 Review]

Fisher Investments is a 20-year old private money management firm that is based in the US but with branches across the world.

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That fact that you’ve landed on my blog tells me you’re looking for reviews of Fisher Investments and probably asking the question, “is fisher investments any good?”.

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Today I’ll be sharing my honest review and giving you all the details you need.

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Fisher Investments Reviews

Here is what will be covered inside this Fisher Investments review:

Table of Contents

What Is Fisher Investments?

Fisher Investments brands itself as a portfolio management firm that helps institutions and individuals with a high net worth to manage money and increase investment avenues.

Many people look for Fisher Investments reviews since it has a lot of exposure online, and people naturally also want to look for Ken Fisher reviews to check that he is legitimate.

The company’s core business is private portfolio management. It was established to operate as a fee-only discretionary management firm.

The directors believe that the use of various tactics in a dynamic scheme is the best approach to financial innovation.

I actually came across Fisher Investments while researching firms that offer investment advice. It reminds me of the company Agora Financial that publishes many different finance publications.

Speaking of Agora I recently reviewed a video known as Federal Rent Checks being promoted by one of their websites Money Map Press.

This is also very similar to Patriot Checks and a few other similar newsletters that promote the ability to earn passive income through specific investments.

They have a $500,000 minimum investment limit but they sometimes accept a lower amount of $200,000 for WealthBuilder accounts, allowing lower-level investors to work with a registered investment advisor.

Should You Trust Fisher Investments?

Over the years, Fisher Investments has been offering financial management services.

Some of the services that it provides have today become references in the industry of financial services. The company assigns a dedicated Financial Investment Counselor to each account that it handles.

The account manager makes regular statements and makes presentations to the client and company board.

Finally, Fisher Investments is an independent, fee-only investment adviser. The company has more than $197 billion in assets under management. Fisher Investments manages over $156 billion for North American private investors, $39 billion for institutional investors, and $17 billion for European private investors as of writing this.

Among Fisher Investments clients and affiliates include over 150 large institutions and over 100,000 high net worth individuals. All this goes to prove that there is something to the firm’s approach that works.

Who Is Behind Fisher Investments?

The company’s founder, who is also the Executive Chairman, is Ken Fisher. He is also the co-chief investment officer. He established Fisher Investments in 1979.

Between 1984 and 2017, Ken was a columnist under the column Portfolio Strategy for Forbes Magazine. His long writing stint made him the longest continuous contributor in the history of the magazine.

When he is not running operations of the company, he writes for other notable publications. Top among these are USA Today, the Financial Times, in the UK, Germany’s Focus Money, Denmark’s Borsen and De Telegraaf of Holland.

He has written 11 books, 4 of which are New York Times bestsellers.

In 1970, he published a theoretical work that led to the Price-to-Sales Ratio analysis tool. This tool is today an important financial curriculum part.

Ken has received numerous awards and recognition for his pioneering work in financial services.

In 2017, Forbes ranked him number 200 in its list of 400 richest people in America. The following year, Forbes listed him number 606 out of all billionaires of the world.

As the Executive Chairman, Ken is the head of the company’s Executive Management Team. Other members are Chief Executive Officer Damian Ornani and Vice Chairman Jeff Silk. Steve Triplett is the Chief Operating Officer. The four oversee the company’s day-to-day operations.

The Fisher Investments Investing Approach

The firm’s Investment Policy Committee is tasked with making investment decisions. It adopts a top-down approach, where it focuses on asset allocation . They believe that asset allocation is one of the most important aspects of portfolio performance.

The goal is to improve the financial well-being clients and not just recommending an investment strategy. They stay in touch with clients’ needs as they evolve and market conditions shift. They focus on longer-term goals and are transparent about the investing decisions they make for you. Here are the elements of this approach:

Flexible

The financial advisors believe that each investor has unique needs; some of them are after growth or cash flow while others just want to avoid certain investments. Therefore, at Fisher Investments, investment management begins with them asking you to take the time to understand your long-term goals and specific needs. That’s when they create tailored recommendations with your goals in mind and in a way that you can adapt as markets change.

Dynamic

Investment gurus are susceptible to sticking to one style of investing even when their style falls out of favor. At Fisher Investments, the belief is that narrow specialization can hurt your portfolio returns. Therefore, they provide a flexible approach that is in line with forward-looking market views.

Disciplined

At Fisher Investments, they provide an investment advisor who does more than just pick stocks. Fisher Investments’ advisors meticulously analyze markets, identifies the most attractive investment categories and then chooses individual securities for your portfolio.

Comprehensive

Most investors usually focus chiefly on US stocks. However, the US comprises only about half of the value of the world stock market. Fisher Investments encourages you to look beyond the borders with the belief that some of the largest, fastest-growing, best-run companies are not in the US. They provide you with a global focus meant to increase diversification and take advantage of opportunities many people miss out on.

What Does Fisher Investments Do?

Fisher Investments monitors global capital markets to scout for favorable economic developments, market conditions and political scenarios.

Its portfolio management docket determines opportunities and identifies risks. It reports to you and recommends prudent investment decisions based on the happenings of your portfolio.

As capital markets change drastically, Fisher Investments reporting and marketing capabilities are flexible to emerging trends. It keeps you updated with current overviews from across the world. As the portfolio managers have been in the game for decades, their intuition and recommendations come in handy.

Fisher Investments can help you determine if your annuity is viable in the long term or not. There is a dedicated annuity evaluation system that recommends sensible annuities for people who are in retirement or nearing retirement.

Fisher Investments does not sell annuities. Instead, it performs viability tests in the market using current risk calculators.

The financial planning docket at the company helps you determine if your financial plan is in line with your retirement needs. They will refine the plan so that it is easy to implement and is personalized to your actual situation.

Here are the services offered to Fisher Investment clients:

Annuity Evaluation and Conversion

Fisher Investment has an Annuity Evaluation Program that educates investors about the annuities they own or are considering. They believe that their fact-finding and analysis can reveal annuity features that you may otherwise overlook or misunderstand, including income, fees, penalties, death benefits, riders and more.

The firm helps you determine if an annuity is a good fit in line with your financial goals and time horizon. They state that if you determine that your annuity isn’t the best fit for your financial goals, their team will help you convert the annuity into an investment that’s a better match.

According to them, investors often don’t fully understand how an annuity works. Therefore, they seek to answer questions as you do your due diligence on a potential investment. They believe that you should know what you’re getting into and whether it’s the best way to achieve your long-term investment objectives.

Financial Planning

Fisher Investments offers financial planning in the broad sense to help you reach your financial goals and objectives.

According to Fisher, the success of your financial plan depends on an appropriate investment recommendation, based on long-term financial objectives. Therefore at Fisher Investments, they take into account your family health history as well as the specific stocks, bonds or other investments in your portfolio to understand the objectives for your assets. They use tools like portfolio simulations and historical modeling to make investment recommendations they believe will allow you to reach your goals.

They help you build the foundation for your future financial success and help you avoid running out of money in retirement.

They also help you craft a plan that will ensure you leave the legacy you want. They help you in case your investment time horizon lasts beyond your lifetime, giving you the opportunity to use your assets to support someone important to you. They have found that planning for a legacy is a common desire for many clients and at Fisher Investments, they provide education and resources to enable you to invest and prepare for your retirement and meet your legacy goals.

And finally, they evaluate your plan to give you perspective on financial planning topics like Social Security, taxes and insurance. They do that because they acknowledge that many investors want to feel they are making informed decisions about all aspects of their wealth, not just their investment strategy and legacy.

They help you understand the relationship between taxes, cash flow requirements, and Social Security benefits and how that can influence how you meet your living expenses before and after retirement. On top of that, they help you recognize the connection between your investments and insurance needs and may help you decide whether purchasing coverage is appropriate.

Portfolio Management

Fisher Investments provide portfolio management services. The company believes that it is more than just buying stocks and bonds and hoping for the best. They provide a tested “top-down” investment approach to create a portfolio tailored to their long-term financial goals. Their proven approach has brought in over $197 billion* from their base of individual and institutional clients.

The investment style is active, flexible and global and they personalize your portfolio to tap into investment opportunities across the globe. The principles that guide investment decisions they constantly make are based on the belief that capitalism is the best economic structure in an imperfect world. Finally, they adopt a top-down approach where they search broadly and globally to find opportunities, then narrow to the specific securities they believe will perform.

If you decide to go for Fisher Investments, here are the 5 steps involved when building your portfolio:

They get to know you so they ask you about your financial goals and your unique situation.
They conduct a comprehensive portfolio analysis of your current portfolio and send you a detailed analysis of it.
They give you portfolio recommendations and review them with you to ensure you are comfortable with what they propose.
They provide skilled trading and implementation teams to put the agreed-upon strategy to work. They provide a financial advisor to help you out.
They provide you with ongoing service whereby you and your Investment Counselor will regularly discuss your portfolio and your ongoing needs.

They take a variety of factors into account to create a portfolio that suits your needs. Although there are many factors to consider when choosing the optimal long-term investment strategy here are some of the main ones they dwell on:

Individual Customizations – These are your personal needs or desires.
Personal Investment Goals – This includes the portfolio value and cash flows you are aiming for over your time horizon.
Your Income Needs – They consider how they can best manage your portfolio to accommodate your cash flow needs.
Time Horizon – This is a measure of how long you expect or need your money to be working toward your objectives.
Outside Assets – These are the assets that Fisher Investments does not manage for you but should consider when constructing your portfolio.
Outside Income – These are cash flow sources other than your portfolio.
Tax Considerations – This is where they manage your portfolio to minimize the impact of capital gains

The dedicated Portfolio Evaluation Group, which works under the Investment Policy Committee, uses this information to give you a personalized portfolio analysis and investment strategy recommendation. If your circumstances change, your portfolio needs will be altered too and your personal Investment Counselor will regularly review the situation with you and keep you up to date with important developments related to your portfolio.

Retirement Planning

Retirement planning services are offered with the intention of setting you up to enjoy a retirement without financial worry. Fisher Investments offers a variety of services and free resources to retire comfortably. They help out with:

Setting Goals

According to the firm, your retirement plan starts with goal setting. This involves what you want to do, how much it will likely cost and additional goals you may have for your money.

Investing in Retirement

The intention here is to keep investing wisely to generate more income so you can afford your lifestyle and to ensure that your nest egg keeps up with inflation.

Generating Retirement Income

When you retire, you may want to have income from your investments to help you live comfortably after you stop getting a regular paycheck. Fisher Investment has advisors to help you figure out how to go about it.

Staying on Track

Recognizing that life usually serves up unexpected twists and turns where emotions can cloud decision making, they help you maintain discipline, patience and perspective to help you stay on track and meet your financial objectives.

Among their tools is a retirement calculator that helps you craft your investment portfolio.

Fisher Investments Guides

Fisher Investments has a bunch of investment informational and educational guides that tackle a variety of investing topics. The firm also produces quarterly investment reports, commentary, and investment training books for its clients

You can download these guides for free by simply click on the links and providing some basic personal information, including your name, telephone number, email address, and physical address.

This is not an exhaustive list but here are a few of them:

10 Tips for Navigating Stock Market Bubbles

In this guide, you learn what a market bubble is, how they form, and how they burst. The goal of this guide is to give you an understanding of market bubbles, including the signs one is coming and tips for investing during it.

6 Pitfalls of Funds

This guide tackles whether or not mutual funds (not exchange traded funds) are the best choice for your portfolio. You learn how mutual funds may ignore your unique investing goals, what impact complex fees may have on your portfolio, and a bunch of other information about these funds.

Surviving Market Volatility

When you react inappropriately to market volatility, you can hurt your chances of reaching your long-term investing goals and the problem is that, if you are like most people, you may not fully comprehend stock market volatility and how it affects your portfolio strategy. This guide teaches you more about volatility and how to survive the market’s ups and downs.

The Investor’s Guide to Bear Markets

In case a bear market takes place, how would you react. In most cases, investors don’t know how to answer the question and they end up making poor decisions when their portfolio drops. This guide is meant to help you better understand what to do during a bear market.

The 15-Minute Financial Plan

For most investors, the financial plan has a key role in their overall investment strategy. However, financial plans are not the same and it can be tough to determine whether a financial plan is going to work for you. This guide answers some key financial planning questions.

When To Retire: A Quick and Easy Planning Guide

If you are still working and you haven’t started thinking about retirement, or retirement is right around the corner, you probably need guidance on the right time to take the next step. Irrespective of our age or where you are in your career, you learn how to manage your retirement with this guide.

What to like about Fisher Investments

You get a tailored portfolio: The firm usually gives you a portfolio recommendation based on an in-depth understanding of your specific needs.
Access to a dedicated investment counselor: They provide you with an Investment Counselor who provides personal attention and ongoing service.
The firm has an experienced management team: Their management team leads by example and they put clients first.
There are no hidden charges. With a transparent fee structure, you pay based on your portfolio size.

Is Fisher Investments Legit?

Fisher Investments is legit and definitely not a scam.

It is a tried-and-tested portfolio management and investment analysis company. The fact that you’ve landed here looking for Fisher Investment reviews tells me you were concerned that it probably isn’t legit. The simple fact is that it’s tried and tested and has been used by 1000’s of people.

Fisher Investments has no hidden charges or recurrent fees. The company charges clients a competitive advisory fee that is tiered based on the portfolio size of individuals net worth.

The fees charged at Fisher Investments are perhaps lower than those of other portfolio management agencies. This is because it pursues mutually successful investing. It does not encourage performance-based fees as this model only benefits form short-term returns.

I should point out that Fisher Investments did not report disclosures of legal or regulatory action in its most recent filings with the Securities and Exchange Commission.

Fisher Investments Conclusion

The company is genuinely interested in helping you achieve financial freedom. Instead of having selfish interest by selling expensive products, it enables you to make calculated decisions. Another advantage is the fact that it has been trusted by thousands of high net worth individuals.

Fisher Investments team of experienced financial analysts is trustworthy. There is an Investment Policy Committee, whose members have a combined investment experience of 130 years. This committee deliberates on your financial needs and compares the available options before reaching an investment decision.

One drawback, however, is the fact that the company’s advisory fees may be high for top-tier portfolios. From the look of the company’s success over the years, its products are recommendable for everyone who needs portfolio management.

Before you leave

If you’re tired of scams and want a real solution for making money online check out my recommendation below.

It’s helped me earn over $300k in the last 12 months alone:

Go here to see my no.1 recommendation for making money online

(This is a 100% free training)

FAQ

What Is Fisher Investments?

Fisher Investments brands itself as a portfolio management tool that helps institutions and individuals with high net worth to manage money and increase investment avenues.

What Do Fisher Investments Offer?

Its portfolio management docket determines opportunities and identifies risks. It reports to you and recommends prudent investment decisions based on the happenings of your portfolio.

Who Is Behind Fisher Investments?

The company’s founder, who is also the Executive Chairman, is Ken Fisher. He established Fisher Investments in 1979. Between 1984 and 2017, Ken was a columnist under the column Portfolio Strategy for the famed Forbes Magazine

Who Is Ken Fisher?

Ken Fisher has received numerous awards and recognition for his pioneering work in financial services. In 2017, Forbes ranked him number 200 in its list of 400 richest people in America.

Is Fisher Investments Legit?

Fisher Investments is legitimate and the reviews are positive. It is a tried-and-tested portfolio management and investment analysis product.

Mark Charles

Mark Charles is the founder of NoBSIMReviews and has been making a 6-figure income online for over 10 years.

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