Modern Millionaires: Scam or Legit Course? [2024 Review]

Modern Millionaires by Abdul and Chance is marketed as an educational platform designed to teach you modern-day online money-making that can help you achieve your financial goals.

But the question is, is The Modern Millionaires a trusted resource for anyone looking to learn about making money online with its semi-passive business model?

In this comprehensive Modern Millionaires Review, we take a look at what the platform offers, the coaches and instructors, whether their business model works, and, ultimately, whether it is legit and trustworthy.

Before I start…

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What is Modern Millionaires?

Modern Millionaires by Abdul Samad and Chance Welton is an online educational platform that we are told teaches people how to start and scale a paid ads agency through their digital marketing course.

Modern Millionaires is a digital marketing course meant to teach you how to start and scale a paid ads agency. When you start your agency, you will be running Google Ads for high-ticket clients like lawyers and dentists within a specified area.

Modern Millionaires by Abdul and Chance

Abdul and Chance mention this in their pitch when they say that their course teaches you to “generate wealth for others”. And by ‘others’, they refer to plumbers, lawyers, chiropractors, dentists, etc. who need more business.

When you start your agency, your job is to get these businesses more clients, so they put you on a retainer and pay you every month.

Abdul and Chance say that before they launched the education platform, they had gone through journeys that resulted in them leaving the corporate world (the traditional 9 to 5 job) and becoming entrepreneurs.

They learned how to generate new business for local business owners using Online Ads and following their success, they decided to launch a platform to teach other people how to do it.

When we did our research, we learned that Abdul and Chance had been under the mentorship of Dan Klein and his Job Killing course (Dan also trained James Bonadies of Local Marketing Vault). Dan Klein even offered to help them launch their platform but there was a falling out and they parted ways.

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How Modern Millionaires Works

Modern Millionaires is an online platform designed for online entrepreneurs looking to excel in the digital space. This educational platform provides comprehensive training on how to start and scale a successful paid ads agency, primarily focusing on generating leads for local businesses through Google and Facebook ads.

By leveraging technology trends such as artificial intelligence (AI) tools like Leadific Technical Team or industry-standard ad platforms like FB Ads, you’ll be exposed to various methods that others have employed.

As the digital landscape continues to shift and evolve, paid ads have become an essential component of online marketing strategies for businesses. Modern Millionaires considers this trend by offering a comprehensive course that teaches aspiring entrepreneurs how to launch and expand their own ad agency.

The Modern Millionaires program emphasizes hands-on training through practical lessons, allowing participants to gain real-world experience in managing ad budgets, optimizing conversion rates, and tracking success metrics.

When you purchase the course, you join the MM Community with full access to the educational platform, over-the-shoulder training, weekly live accountability calls, and the MM proprietary software and system.

According to Abdul and Chance, the course can be taken by both newbies and advanced students.

What is the Officeless Agency?

When Chance and Abdul started their education company, they called it Officeless Agency and later changed it to Millionaire Middlemen. Then after a rebrand, it became Modern Millionaires.

Is Modern Millionaires Legit?

After doing our analysis of its courses, we found Modern Millionaires is legit.

One of the deciding factors is that the paid traffic methods they teach you will work. At its core, Modern Millionaires teaches you how to run ad campaigns using paid traffic ads on several platforms.

In our evaluation, we had to consider other people’s opinions concerning the platform. The internet has both good and bad reviews of Modern Millionaires. This means that there were students who found success with what Chance and Abdul taught.

But, some students thought the program is no good. The term “Modern Millionaires scam” was thrown around but we found that to be a stretch.

In the end, Modern Millionaires is not for everyone because, for every bad review, there are real-life success stories of individuals who claim to have mastered the art of lead generation and flipped it into substantial profits.

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Chance Anthony Welton and Abdul Samad Farooqi

Who are They?

Chance Anthony Welton and Abdul Samad Farooqi are the co-founders of Modern Millionaires, and they launched the platform to, in their own words, “help people break out of the 9-5 grind.”

Chance Anthony Welton and Abdul Farooqi, the co-founders of Modern Millionaires

Chance is the owner and CEO of Beachwood Marketing, a 7-figure online marketing platform. He grew up on a potato farm in Idaho, where he learned the value of hard work.

He didn’t want to follow the well-beaten career path of working a 9-5 so he decided to live out of his van with his girlfriend. His father died and he got $116K in life insurance. However, he did not spend it well and wound up blowing it all on partying and drinking.

Regretting how he had spent the money, he decided to put the last $1,300 into a training program had heard of called Job Killing. Two weeks after joining, he landed his first client, who paid him $2,000 per month.

Abdul landed his first client only 6 days after joining. Chance and Abdul eventually made over $50K each month in passive income.

Abdul, on the other hand, was an investment banker with a Bachelor of Commerce from British Columbia in Canada who dreaded the prospect of working a corporate job for his entire life.

So, he started looking for an off-ramp and it came in the form of online opportunities. He started a marketing company called Samad Consulting but quickly realized that he knew so little about making money online.

Abdul and Chance met by chance (pun intended 😉) as they were taking Dan Klein’s Job Killing course that teaches the ins and outs of local marketing. They eventually partnered to establish Modern Millionaires.

Chance and Abdul’s success stories are a testament to the effectiveness of their educational platform. Their success shows that they know what they are talking about when it comes to online marketing. They built the company from scratch and turned it into a success.

Together, Chance and Abdul have helped thousands of people achieve financial freedom through their educational platform. They teach people how to become “middlemen” in the world of online advertising, which is a lucrative business model that allows people to earn money by connecting advertisers with website owners. Their courses and programs are designed to be easy to understand and implement, even for people with no prior experience in online marketing.

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What is Included in the Modern Millionaires Course?

So far, we have established that Modern Millionaires teaches you how to find businesses willing to invest in their local ad campaigns, generate leads for them with paid Google ads and Facebook ads, and help them grow their clientele.

So, what does it look like when you take out your credit card and pay for the course?

Well, here is a peak behind the curtain at what you should expect when you sign up for Modern Millionaires:

Module 1 – Foundation

It is an introduction to the Modern Millionaires program where you get an orientation of what to expect. There is the mention of mindset training to prime you to think about what niche you may want to get into. This is standard practice with training courses and we’ve seen it before with others like Sander Stage’s SMMA Academy and Mike Vestil’s Internet Lifestyle Academy.

Module 2 – Prospecting and Sales

They take you through the first step of finding potential customers for your agency. They teach you how to find clients with Social Media, Email Marketing, and Cold calling.

As part of this, they provide contract and proposal templates to use as you go through the training.

Module 3A – Google Ads Training

It is an introduction to Google Ads (formerly known as Google AdWords). This module walks you through the basics such as building the landing page, keyword research, and Google Analytics.

Since you will be dealing with paid ads, they introduce you to the process of running such a campaign.

Module 3B – Facebook Ads Training

This one is about Facebook ads. Just as they do in the previous module (but this time with Facebook), they walk you through the process of setting up your Business Manager account, installing the Facebook pixel, creating a Facebook ad, re-targeting, and optimizing, just to mention a few.

Module 3C – Review

It is a continuation of the other modules but here you learn how to develop the leads you generate and turn them into paying clients. This is the part where you learn to access your conversion rates.

Module 4 – Auto-Pilot (Outsourcing)

Abdul and Chance keep talking about having an agency that runs on autopilot. So, here they talk about outsourcing on Upwork and Fiverr. This includes finding virtual assistants or even a sales team to help you accomplish more in your business.


Chance and Abdul own Leadific and they built it to help marketing agency owners manage their agencies.

Leadific brings the tools you need for customer relations management under one roof, including an email server, text/voice, and a domain warming service to help with email deliverability. It is designed to help you manage your leads.

You can white-label the CRM and infuse it with your brand.

Leadific costs $399 per month or $3,990 per year.

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The Two Modern Millionaires Packages

When you apply for the course, you have to speak to a team member to assess which option is the best fit for you.

Modern Millionaires Packages

Modern Millionaires Packages come with a survey of 11 questions to gauge your qualifications.

Modern Millionaires survey

The MM package you get is meant to give you the opportunity and resources to create a 6-figure agency. Whether you will achieve that is another matter.

Here are the two packages offered:

DWY (Done With You)

The Done With You package is for mentorship and accountability as you build your agency. It has 12-week training modules:

  • Access to a Facebook group with over 5,500 members
  • Daily Live Workshops
  • The 90-day agency boot camp
  • A personal coach to build your agency with you. You get 2 three-hour calls every week with your coach.

Constant accountability and mentorship as you navigate the industry.


The diamond package is for someone who has the resources to launch a second source of income and wants to get started quickly. It includes everything you get in DWY as well as:

  • 1-on-1 support
  • Agency site & brand development
  • Access to the boot camp where you can potentially earn 10k per month
  • A 6-month free trial to Leadific
  • Up to 10,000 leads are provided for you.

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Modern Millionaires Reviews

If you are considering joining Modern Millionaires, it is important to know what other people are saying about the platform.

If you are on the website, you’ll notice that there are tons of testimonials. However, before you get the mistaken impression that good results are the norm, there is a disclaimer that reads, “we love sharing the success stories of our clients and we want you to be aware of the earnings, revenue, or income statements that we display on our website and social media. Please note that achieving the same results cannot be guaranteed, as your personal abilities, experience, knowledge, and other factors beyond our control will affect your results.”

Therefore, your results will depend on your application and circumstances.

There are other reviews online from Trustpilot. Modern Millionaires has a 4.5 out of 5 stars rating here.

Modern Millionaires Trustpilot rating

The program has a 4.07 out of 5-star rating on the Best Business Bureau (BBB). The BBB rates business and programs based on feedback from the public.

modern millionaires on BBB

Here is a summary of the positive and negative reviews of Modern Millionaires.

Positive Reviews

Many people have had a positive experience with Modern Millionaires. They appreciate the valuable information and resources provided by the platform. Some of the benefits that users have mentioned include:

  • The weekly boot camp is extremely helpful to get the business up and running.
  • The content is great and provides a lot of value.
  • The coaches are knowledgeable and helpful.

Negative Reviews

There are also some negative reviews of Modern Millionaires. Some users have had issues with the platform, such as:

  • Some of the promised resources, such as a website, took months to receive.
  • The more expensive package did not deliver as much value as expected.
  • Some users feel that the platform is overpriced.

As with any educational platform, it is important to do your research and determine if it is the right fit for you.

In conclusion, Modern Millionaires has received mixed reviews from users. While some people have had a positive experience with the platform, others have had issues with it. Ultimately, it is up to you to decide if Modern Millionaires is the right choice for your educational needs.

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Modern Millionaires Cost

If you are considering joining the Modern Millionaires educational platform, you are probably wondering about the cost.

Modern Millionaires offers three different packages: DIY, DWY, and DFY. The DIY package costs $1,497, the DWY package costs $4,997, and the DFY package costs $9,997.

The DIY package includes access to the Modern Millionaires training program, a private Facebook group, and weekly group coaching calls. The DWY package includes everything in the DIY package plus 1 on 1 coaching calls with the founders, Chance, and Abdul. The DFY package includes everything in the DWY package plus a fully built ad agency website and access to a team of virtual assistants to help with client fulfillment.

The value of the Modern Millionaires program depends on your goals and how much effort you are willing to put in. If you are looking to start your own ad agency and are willing to put in the work, the program can provide you with the knowledge and resources you need to succeed.

The profit margins for ad agencies can be as high as 50% although they are mostly lower when you are running paid ads, which is the focus of Modern Millionaires. This means that if you can land a few clients, you could potentially earn back the cost of the program quickly and start making a profit.

Overall, the Modern Millionaires program is a valuable investment for those looking to start their own ad agency and break out of the 9-5 grind. The cost may seem high, but the potential for high-profit margins may make it a worthwhile investment for those willing to put in the effort.

Does Modern Millionaires Have A Refund Policy?

There are no refunds. Here is an excerpt about refunds from the FAQ section answering the question:

No. Essentially, what you get from us are digital assets. If you go up in arms for a refund, there’s no way for us to take back any of the training.

Benefits of Modern Millionaires

There are benefits to buying the course:

  • You are learning from people who practice what they teach. It is impossible to verify whether Abdul and Chance have earned 8-figures with the tactics they teach but you can tell they are in marketing.
  • The Leadific software will automate your prospecting.
  • You get sales training that you can apply to your own business.

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Drawbacks of Modern Millionaires

There have been complaints about the MM program and here are the ones that kept popping up:

  • Many people have found the private Facebook community to be quite dormant.
  • Running PPC ads is expensive and it is a tough sell when you are trying to acquire clients.
  • Paid ads are less effective now that more people are competing for traffic.
  • Abdul and Chance don’t do a great job showing just how challenging it can be to start making money online. People have gone in with misplaced expectations and wound up disappointed.
  • You can find other online courses that cover the material in this course at a cheaper price.

Chance and Abdul focus on paid traffic and it can be a bit tough to get clients who stick in the long term. On top of that the ads are unpredictable.


In conclusion, Chance and Abdul created Modern Millionaires as an online educational platform teaching how to start a local ad agency with a focus on paid ads. The program offers training on Google and Facebook ads.

Modern Millionaires is also suitable for anyone who wants to start an online business and work from anywhere in the world. The program covers everything from setting up your business, finding clients, and delivering high-quality services. It is structured in a way that is easy to follow and understand, making it ideal for beginners.

The reviews from satisfied customers prove that Modern Millionaires is not a scam; however, it has also had its fair share of controversy, particularly with the funding model that leaves people in debt.

Before you sign up for it, you need to be aware of the issues people have raised. We hope this review will be an important first step as you seek the truth.

Before you leave

If you’re tired of scams and want a real solution for making money online, check out my no.1 recommendation.

This is the best business to start in 2023 and made me over 27k last month alone:

Go here to see my no.1 recommendation for making money online

David Fortune has been the editor since 2019. He is an expert at writing content on stock advisory services, side hustles, reviewing online business opportunities and many more topics. You can learn more about David on our about us page.

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