Dow Janes Review: Million Dollar Year Legit? [May 2023]

Dow Janes is a financial education company that is empowering women to get in control of their money. It was started to close the financial gender gap.

Laurie Anne King and Britt Williams Baker built “Dow Janes” (also called Million Dollar Year) as a masterclass program to provide financial education to women. The product aims to empower and celebrate feminism by attaining financial confidence and financial freedom.

In this Dow Janes review you’ll learn exactly what Dow Janes is, what million-dollar year is all about, and whether what they offer is legit.

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Dow Janes Review 2023

Table of Contents

What is Dow Janes?

Dow Janes is a money mindset online course that believes in women’s ability to create a million-dollar wealth with the company’s website tagline being “Great things happen when women+ have money.”

Dow Janes, also known as Million Dollar Year, wants to make dealing with your money feel like self-care. Members are expected to have transformed mindsets, habits, and viewpoints on their financial goals in just 12 months. According to Dow Janes, it only takes a year to improve your current financial condition.

They acknowledge that it won’t be easy to build your wealth but they’ll be there to help with the process.

They’re not going to teach you how to make a million-dollars in your first year (though they won’t stop you if you want to); instead, the year you spend with them is meant to change your financial life.

Who are the Dow Janes Founders?

Dow janes was founded by Laurie Anne King and Britt Williams Baker during the covid-19 pandemic when they realized that most women they knew were not taking control of their finances. According to Britt, starting the program then gave them some momentum because it couldn’t come at a better time with many people losing their jobs and having no income.

Britt is a Harvard Business School graduate with a strong interest in personal finance. Laurie-Anne is an energy healer and coach who enjoys generating passive income and assisting people in changing their life.

Laurie-Anne is a financial counselor and serial entrepreneur with two seven-figure businesses. As a self-made businesswoman, Laurie-Anne understands what it takes to ensure that anyone achieves financial success.

Laurie-Anne King and Britt William Baker, along with their staff, run a financial education business that encourages women+ to take control of their finances. Britt is a seasoned investor as well as a money mindset coach. She is on a mission to help individuals who have historically been excluded from the financial industry.

Members of the Million Dollar Year have access to Craig Wallace, their resident Investment Advisor with a master’s degree in Financial Planning, whenever they have complex financial situations or need extensive investment guidance.

Million Dollar Year

Million Dollar Year was started with the promise of assisting you on your journey to financial freedom. This program is meant to help you develop the skills & habits to be debt-free, save systematically, and invest confidently.

It is a transformational step-by-step implementation program to give you the skills and tools you need to rewrite your financial future, get invested, and start building wealth.

Speaking of creating a solid financial future, one way you can get there is to invest in the stock market. Since it can be daunting, you can always benefit from listening in on investment gurus like Nomi Prins, Jeff Brown, and Larry Benedict albeit with a pinch of salt!

Getting back to Dow Janes, the program curriculum comprises step-by-step trainings and resources, which can help you set habits that would help you responsibly manage your money. This includes budgeting, saving, investing, and growing your money.

It aims to be a one-stop shop for everything that you will need to learn about money.

The curriculum is broken down to:

First Phase: Build a New Financial Foundation

In this transformational coaching program for the first phase, you will be taught how you can build your new financial foundation. Even as a beginner, you will learn as it is taught in a manner designed for rookies.

You learn how to lay the groundwork for a financial system, which will then transform your financial habits, build your confidence in finance, as well as train your financial literacy skills.

The first phase is designed change your money habits, track your monthly expenses, and start building towards a more financially responsible future.

You get the following tools:

Money Ritual Workbook so you can create an enjoyable money habit
Weekly Money Ritual Checklist to set yourself up for consistent success
Uncovering Your Money Past Workbook to start the process of healing your money story
Personal Cash Flow Tracker so you can easily track every dollar coming in and going out

Second Phase: Money Management Systems

For the second phase, you will be learning how to draft long-term financial goals, as well as how to achieve them.

You will be taught how to operate automated savings systems, so that you will be able to grow your savings over time. The program aims to help you implement a monthly budget to follow so that you can reach your financial goals more easily.

Third Phase: Your Future and Building Wealth

For the last phase of the curriculum, your aim is to create a financial plan so that you can build your emergency fund, plan for your inevitable retirement, and finally start investing.

You will also be learning what credit scores are, as well as how they are calculated and how you can improve yours. This phase also helps you develop the right mindset that an investor needs to have, as well as how to earn passively through investing.

How Much Does Million Dollar Year Cost?

Million Dollar Year offers two payment options. You can either pay for everything for $1,998 or buy their one-year installment plan. In that case, it’s $198 each month for the self-study program option.

It’s certainly not cheap, given that other programs that arguably offer as much value are less. For example Tate’s Real World may not dive as deep or look as professional as Million Dollar Year however there’s still experts inside who teach on these topics for considerably less money.

If you finish the course and don’t believe they’ve fulfilled their claims, you can submit your complaint within 14 days of your completion date, and they will subject it to a refund fee.

They also offer a money guarantee back for the next whole year. According to their policy, if you haven’t been able to save at least twice the money you invested in the program, you are entitled to a full refund. However, you must prove that you did all the lessons and tasks they asked of you.

Customer Reviews

Let’s look at some genuine Dow janes customer reviews. One customer had this to say

“I joined the MDY to get skills to help me succeed financially with women who know what they are doing and are super supportive. The plan is thorough but easy to follow and I feel like I am making great progress in my confidence as a money manager who is willing to learn more and plan more assertively for the future.”

Overall Dow Janes has 4.7/5 stars on Amazon which is a good score.

Is there One-On-One Financial Coaching?

Dow janes offers both private coaching and personal financial guidance. If you have questions and financial concerns, you can post them on Million Dollar Year Online Community Group a week before their “Weekly Momentum Call.”

If you’re not satisfied with the conversation and want personal direction or financial tips, you can proceed to purchase the Coaching Calls series.

Laurie Anne and Britt will decide if you’ll be set up for customized coaching.

Million Dollar Year Pros and Cons

Pros

You get access to a comprehensive training program that teaches you about how investing can help you reach your financial goals.
The program is designed specifically for women, meaning that it would be more advantageous to join if you are one or identify as one.
The community seems welcoming and friendly.
Laurie-Anne and Britt are credible enough to be teaching a course about investing.

Cons

The refund policy does not make sense. 14 days is too little time to gauge whether the program will improve your financial state.
The course is a bit overpriced. It costs way too much.
You can find what is taught here from online resources for free. You don’t need to pay $4,999 for a course.

Is Million Dollar Year Legit?

Million Dollar Year is a legitimate company. They will help you become zero debt and reach your first million dollars.

However, when it comes to building a business, you have plenty of options. I personally think mindset training is a great business model, but you could end up leaving way too much money on the table.

Before you leave

If you’re tired of scams and want a real solution for making money online check out my no.1 recommendation.

It’s helped me earn over $300,000 in the last 12 months alone:

Go here to see my no.1 recommendation for making money online

(This is a 100% free training)